BLACK CAR LIVERY LIMO INSURANCE

 





Black Car, Livery & Transportation-for-Hire Insurance – Get Covered with Confidence

At All Access Insurance (www.allaccessins.com), we understand that operating a livery or black car service means more than just driving—it’s your business, your livelihood, and your reputation. Whether you run a single luxury sedan or manage a full fleet of executive vehicles, we've got the right insurance solutions to keep you protected and compliant.


✅ Who Needs Livery or Black Car Insurance?

If you provide pre-arranged transportation for hire—such as:

  • Executive black car services

  • Limousine companies

  • Chauffeured sedans or SUVs

  • Airport transfer companies

  • Non-emergency medical transport (NEMT)

…then you are required to carry commercial auto insurance designed specifically for livery operations. This coverage protects you, your passengers, your vehicles, and your business.


🛡️ Coverage Options We Offer

All Access Insurance provides a full suite of coverages, tailored to meet both Colorado state and federal requirements, including:

✔️ Auto Liability Insurance

Protects against bodily injury and property damage you may cause to others while operating your vehicle.

✔️ Physical Damage Coverage

Covers your own vehicle against collision, theft, vandalism, hail, and other perils—essential for high-value sedans and SUVs.

✔️ Form Filing & State Filing Support

We handle all the necessary Form E, Form H, and Form K filings for Colorado Public Utilities Commission (PUC) compliance, plus USDOT filings for interstate carriers.

✔️ Uninsured/Underinsured Motorist

Protects you if you're hit by a driver with no or too little insurance.

✔️ Medical Payments & PIP

Covers medical expenses for drivers and passengers, regardless of fault.


🗂️ Plans to Fit Your Business

We offer 6-month and 12-month insurance plans to provide flexibility and affordability. Whether you’re a startup or a seasoned operator, we’ll help you build a policy that aligns with your risk, budget, and compliance requirements.


🏆 Why Choose All Access Insurance?

With over 27 years of experience, All Access Insurance is one of Colorado’s most trusted independent agencies. We work with top-rated carriers like Progressive, Liberty Mutual, and more to get you competitive quotes fast.

  • Local expertise in Colorado PUC compliance

  • Multi-vehicle and fleet policies available

  • Fast turnaround on certificates of insurance (COIs)

  • Responsive team for claims support and billing help


📞 Let’s Get You On the Road—Safely and Legally

Whether you’re just starting out or looking to switch to a more competitive policy, we’re ready to help. Call or email us today for a fast, free quote:

📧 rick@allaccessins.com
📞 303-932-1700
🌐 www.allaccessins.com

Let’s protect what drives your business.


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